Nothing in the foregoing is intended to provide legal, financial, accounting, tax or health advice, and provider expressly disclaims, and you are hereby instructed to not rely on, statements made in this document for such advice. Provider is not in the business of providing legal, financial, accounting, tax or health advice. Before considering or purchasing the Plan, you should consult with and rely on your own legal, financial, accounting, tax and/or healthcare professional(s). Provider does not guarantee and expressly disclaims guaranteeing any and all employee health or wellness benefits or tax savings, and any employer costs savings or tax savings. Each statement made in this document is subject to these disclaimers and non-reliance provisions.